Car Accident Lawyer, Beach Haven NJ

The claim for your injuries is paid by the liability insurance of whichever driver caused the crash, and that can be the SUV's driver, the person driving your cart, or both. A low-speed vehicle on a public street has to be registered and insured, so there should be a policy on the cart, and we ask for the rental agreement to see who was permitted to drive it. Your medical bills are a separate question, and the honest answer is that it depends on how the cart is insured and on what your own auto and health policies say, because a low-speed cart does not fit neatly into the no-fault law's definition of an automobile. Keep the rental paperwork and call us before speaking to any adjuster.

No, the two cases are separate and yours does not wait. The DWI charge under N.J.S.A. 39:4-50 is brought by the State in municipal court; your claim is against the driver and his insurer, and it starts now, with your own PIP coverage paying for treatment in the meantime. His case can still help yours. A guilty plea can be used as an admission in the injury case unless the municipal court orders otherwise, and the arrest file is evidence of how impaired he was. If he had been drinking at a bar or restaurant, that business may have to answer as well under the dram shop law. Tell us the date, the police case number and where he was coming from.

No, it is not too late, but report it now. New Jersey law, N.J.S.A. 39:4-130, requires a crash that causes injury to be reported to the police, and a late report to the Beach Haven police is far better than none, because it fixes the date, the place and the other driver's identity in an official record. Then tell your own auto insurer, since PIP pays for your treatment and expects prompt notice, and see a doctor this week so the records tie the pain to the crash. The injury claim itself can be brought for two years under N.J.S.A. 2A:14-2. Call us before the other insurer calls you.

More than one policy can, which is good news for a passenger. The driver who caused the crash is responsible first, through his liability insurance. If that was the other car and it carried too little coverage or none, New Jersey's rideshare law requires the company to maintain uninsured and underinsured motorist coverage, along with liability coverage, for the time a rider is in the car, and if your own driver was at fault that liability coverage answers. Your medical bills in the meantime may run through the PIP on your own auto policy or through your health insurance, depending on the policy language. Save the trip receipt in the app, photograph both cars, and call us.

It matters in your favor. A driver turning at a signal has to yield to a person lawfully in the crosswalk, so a walker who crossed with the light starts from the stronger position, and the usual defense, that you were hard to see, is an argument about percentages, not a way out. Being on foot does not take you outside auto insurance either, because a pedestrian's treatment after being hit by a car is still a PIP matter. Write down which corner you started from and what the signal showed, ask nearby businesses who saw it, keep the shoes and clothing you were wearing, and call us.