Car Accident Lawyer Serving Ocean Gate
In a borough this small, the other driver is often somebody you know.
Ocean Gate is less than half a square mile of houses between Berkeley Township and the Toms River, with no state highway in it, so its collisions are not highway collisions. They are two cars meeting at a corner where neither driver saw the other in time, a car reversing out of a driveway into the lane, or a driver on Ocean Gate Avenue or West Chelsea Avenue, the county road through town, watching for a parking space while someone crosses on foot toward the river beach. Speeds are low and people are hurt anyway. What stops many of them from acting is the neighbor on the other side of the claim, and New Jersey's insurance law removes most of that worry. Your treatment is paid by the personal injury protection on your own auto policy under N.J.S.A. 39:6A-4, with nobody blamed. The claim for the injury itself is answered by the other driver's liability insurer, which is what that coverage is bought for, inside the two years N.J.S.A. 2A:14-2 allows and under whichever lawsuit option you picked under N.J.S.A. 39:6A-8. We deal with both insurers, so you are not left arguing with anyone on your own street. The consultation is free, and there is no fee unless we win.
What We Know About Ocean Gate Cases
When two cars meet at an Ocean Gate corner, fault turns on who arrived first and what each driver could see, because N.J.S.A. 39:4-90 gives the right of way to the car already in the intersection and, when two enter together, to the one on the right, so we photograph sight lines, signs and damage, and ask the nearest houses whether a doorbell or driveway camera caught it.
Ocean Gate police, whose headquarters shares 801 Ocean Gate Avenue with borough hall and the municipal court, write the report for a crash inside the borough, and the department says its officers wear body cameras, but the borough line is close in every direction: a collision on the Berkeley Township end of Ocean Gate Drive, or out where it meets Route 9, is a Berkeley report kept by a different records office.
People hurt in a small-town crash often wait, reluctant to make trouble for someone they will pass on the boardwalk all summer, and an insurer later reads every quiet week as a sign that the injury was slight or came from something else, so get examined in the first days, since your own policy pays for that visit whoever was at fault, and keep the appointments that follow.