Car Accident Lawyer, Berkeley Township NJ

Your own auto insurer does, not the driver who hit you: the PIP benefits in your policy, under N.J.S.A. 39:6A-4, cover treatment from the first visit, before anyone has sorted out fault. The claim for pain, lasting injury and lost income is made against that driver's insurer instead. Ask the Berkeley Township officer for the report number before you leave the scene. If the other driver was handed a careless driving summons, it is heard at Berkeley Township Municipal Court on Pinewald-Keswick Road, and we keep track of how it ends. Report the crash to your own insurer that day and call us before you talk to the other driver's adjuster.

Berkeley Township police have it, because a Holiday City address is inside Berkeley Township whatever the letters say. Two other places on the map change the answer. A crash on the Garden State Parkway is a State Police matter, and their reports are ordered through the State Police rather than from any township. At the northern end of Route 9 the highway is briefly the line between Berkeley Township and Pine Beach before it enters Beachwood, so two collisions a short distance apart can sit in two different departments' files. The report, its diagram and the witness names are where the insurance claim starts, so tell us where it happened and we will order the right one.

Not before your own insurer has been told about the offer in writing and given time to answer, because signing a release first can end the underinsured motorist claim on your own policy. That coverage only does anything when the limit you bought is larger than the limit the other driver bought, so the two declarations pages are compared before anything is signed. Near Exit 77 the driver at fault may be Parkway traffic insured in another state, and the carrier and policy number are recorded on the crash report. Send us the offer letter before you answer it and we will handle the notice and the timing.

No, not by itself. What N.J.S.A. 39:6A-8 sets is a threshold for one kind of damages: a claim for pain and suffering goes forward when the injury falls into a category the statute lists. In practice the two that decide a case like this are a permanent injury certified by a physician and a displaced fracture; the statute names a few others. Your medical bills and lost earnings are claimed on their own footing and the threshold does not reach them. How fast the cars were going is not the test. A suit that does go forward is filed for Ocean County at 118 Washington Street in Toms River. Keep the treatment going and let us read your declarations page.

From the physical record rather than from the argument at the scene. The Berkeley Township officer's sketch fixes where each car came to rest and where the debris fell; the damage itself tells the rest, because a strike across the bumper and front wing is a different collision from one into the door. We ask for the officer's measurements and photographs early, and for the name of the driver who was waiting behind, who is often the only person who watched the whole thing and is not in the report. Photograph both cars before either is repaired.