Car Accident Lawyer, Long Beach Township NJ

You did, if you were the one on the Boulevard. A flashing yellow lets through traffic proceed with caution, while a driver coming off a side street who faces a flashing red or a stop sign has to stop and wait for a safe gap. That does not make the claim automatic. The township has posted the Boulevard faster in the off-season than in summer, and the other driver's insurer will argue you were moving too fast to be seen in time, which matters because fault in New Jersey is shared by percentage. Photograph the signal, the speed sign and both cars, take the names of anyone who stopped, and call us before giving any insurer a recorded statement.

No. Stopping was not optional: N.J.S.A. 39:4-36 requires a driver to stop and remain stopped for people crossing in a marked crosswalk, and a driver who obeys it cannot be faulted for doing so. The driver behind had a duty of his own under N.J.S.A. 39:4-89, which forbids following more closely than is reasonable for the speed and the traffic, and summer traffic on the Boulevard stops often. The family you stopped for saw everything, so if they are still there, take a name and a number. Then get examined, let your own PIP coverage pay for the visit, photograph both bumpers before anything is repaired, and call us.

Often there is not, from the other driver alone. A liability policy has one limit per person and another per accident, and everyone hurt in the same crash draws on the same per-accident amount, so five claims can use up a small policy quickly. Two things fill the gap. Each person's medical bills are paid separately through PIP under N.J.S.A. 39:6A-4. And each person may have underinsured motorist coverage on a policy at home, which applies when it is larger than the at-fault driver's limits. Nobody in the car should settle alone before those limits are known. Bring us every declarations page in the group.

Both, and the company is usually the one that matters. An employer is responsible for a crash its employee causes while doing the job, so a van on its way to or from a work site brings the company's commercial auto policy into the claim, and that policy often carries higher limits than a personal one. What you need from the scene is identification: the name on the door, the plate, the driver's name and who he said he was working for that day, since the registered owner, the employer and the driver can be three different parties. Your own PIP still pays for your treatment. Send us the photographs and the crash report number.

No. Driving over the limit is evidence of fault, not a bar to recovery. Under N.J.S.A. 2A:15-5.1 each driver is assigned a percentage, and you recover as long as your share is not greater than the other driver's, with the award reduced by your share. The insurer also has to prove the speed and not merely assert it, and proof means vehicle data, the damage, the length of any skid and what witnesses saw. We check one more thing here: which limit was actually posted on that block on that date, because the township has changed the limit with the season. Do not estimate your speed for an adjuster. Call us first.