Personal Injury Lawyer, Lacey Township NJ

In practice the claim is made against your friend's homeowner's insurance, and the insurance company, not your friend, pays any settlement. Most homeowner's policies also carry medical payments coverage that pays a guest's initial bills without anyone proving fault. A lawsuit with your friend's name on it becomes necessary only if the insurer refuses to deal fairly, and even then the insurer hires and pays the defense lawyer. What you need now is a photograph of the broken board before it is repaired, the name of the insurance company, and records from your first medical visit. We handle these cases with no fee unless we win.

Yes, it matters a great deal, because the Forked River State Marina is state property, where a written notice of claim is due within ninety days under N.J.S.A. 59:8-8, while a private marina is an ordinary business with the two-year deadline in N.J.S.A. 2A:14-2. The notice must describe what happened, where, and your injuries, and it must reach the correct public body; a court excuses a late one only in narrow circumstances. At a private marina the claim is answered by the marina's insurer and sometimes a boat owner's. Tell the marina office the day it happens, hold on to your slip or launch paperwork, and call us well inside the ninety days.

Responsibility at the milepost 76 service area, renamed for Celia Cruz and long known as Forked River, is split between the New Jersey Turnpike Authority, which owns the Parkway and the site, and the private companies selling its food and fuel. The Authority is a public entity, so if your fall traces to something it controls, such as the pavement, the lighting or the drainage, a Tort Claims Act notice has to reach it within ninety days. The food and fuel operators are ordinary businesses, answerable for their own floors on the two-year timetable. Until we know which of them controlled that spot, we work to the ninety-day date. Report the fall to the staff, ask for the incident report, and call us the same week.

Your own auto policy is the first place a cyclist's medical bills go after a car hits you in New Jersey, through its PIP coverage under N.J.S.A. 39:6A-4, even though you were not in a car. Start with any auto policy in your own name. If you have none, a policy held by a family member in your household answers next, and only then the insurer of the car that struck you. PIP covers treatment only; pain, scarring and lost work are claimed from the driver. If the road layout played a part, Lacey Road is a county road and the trail a county facility, so the ninety-day notice rule may apply. Photograph the spot, the signs and your bicycle, then call us.

Yes, for the lawsuit it is: a child's two-year period under N.J.S.A. 2A:14-2 generally does not start to run until the eighteenth birthday. Waiting is still a mistake, because the dock gets rebuilt, the neighbors' memories fade and the homeowner's insurer closes its file. If a public entity is involved we serve the ninety-day notice anyway instead of relying on the child's age. Any settlement for a minor has to be reviewed and approved by the Superior Court, which in Ocean County means a short hearing in Toms River, so the money is protected until adulthood. Start with photographs, the owner's insurance information and the emergency room records, and call us.