A speeding ticket in New Jersey carries 2 to 5 points under N.J.S.A. 39:4-98, depending on how far over the limit you were clocked: 2 points for 1–14 mph over, 4 points for 15–29 mph over, and 5 points for 30 mph or more over the limit.
Points for a Speeding Ticket in NJ
| Violation | License Points |
|---|---|
| 1–14 mph over the limit | 2 points |
| 15–29 mph over the limit | 4 points |
| 30 mph or more over the limit | 5 points |
Point values from the official New Jersey MVC point schedule. New Jersey adds points to your license when you’re convicted — and paying a ticket by mail counts as a guilty plea.
What N.J.S.A. 39:4-98 Actually Covers
New Jersey writes most speeding tickets under N.J.S.A. 39:4-98, the statute that sets the state's maximum speed limits. The number of points isn't fixed — it scales with how far over the posted limit the officer says you were going. That detail matters, because the difference between a 14-over and a 15-over reading is the difference between a 2-point and a 4-point ticket, and the radar or laser reading is something a lawyer can question.
Why the Points Matter
Points stack across tickets and follow you. In New Jersey, reaching 6 points on your record within three years triggers an annual state surcharge, and 12 points triggers a license suspension. Points can also raise your insurance for years. You can knock 3 points off after a year with no violations, and 2 more by completing an approved driver-improvement course — but the conviction itself stays on your history. That’s why keeping points off in the first place is almost always cheaper than paying the ticket and dealing with the fallout.
Can You Beat a Speeding Ticket?
Speeding tickets are one of the most negotiable charges in municipal court. Depending on your record and the facts, the goal is usually to keep points off your license entirely — often by working toward a downgrade to a no-point or lower-point violation, or by challenging how the speed was measured (radar/laser calibration, the officer's training, the conditions of the stop). Paying the ticket by mail is the same as pleading guilty and locks in every point, so it's worth a free call before you decide.
Frequently Asked Questions
How many points is a speeding ticket in NJ?
It depends on your speed over the limit: 2 points for 1–14 mph over, 4 points for 15–29 mph over, and 5 points for 30+ mph over, all under N.J.S.A. 39:4-98.
Will a speeding ticket raise my insurance?
It can. Points and a moving-violation conviction are visible to insurers, which is why keeping the points off your record — through a downgrade or dismissal — is usually the real goal, not just the fine.
Can a NJ speeding ticket be reduced?
Often, yes. Many speeding tickets are resolved to a lower-point or no-point violation depending on your record and the facts. We can't promise an outcome, but it's frequently possible — call for a free review.
Related: use the free NJ traffic points calculator to total your points, or read more about fighting a New Jersey traffic ticket. This page is general information, not legal advice — every case turns on its own facts, and prior results don’t guarantee a similar outcome.